At epag, we believe that global success begins with a deep understanding of local realities. That’s why we’ve launched the first edition of “Edge Insights” for Q1/25, an invitation to explore the universe of payments together, with a personal touch and the expertise you’ve come to know. Our motto, “You know the industry details, we know the local realities,” isn’t just a phrase, but the heart of our work and the foundation of our success.

Simplifying the Path with epag

We know the world of payments can be a maze, full of complex regulations and diverse partners. With this in mind, epag has developed a comprehensive solution, a true relief for those seeking simplicity. We handle all the bureaucratic and technical heavy lifting, from regulatory complexities to aggregating multiple acquirers and banking partners. We also support high-risk, high-volume industries with competitive rates. Our goal is to take the burden of payment processes off your shoulders, so you can dedicate your energy to what truly matters: your business. And what’s even better? We are trusted partners for payment aggregators. We complement, never compete, making us the ideal ally for your seamless global growth.

Payment Orchestrators: The Invisible Heroes Who Connect Us

Have you ever wondered how money travels from one place to another so efficiently? Behind this magic are true heroes: payment orchestrators and gateways. They are the maestros who ensure transactions flow smoothly and stress-free, moving money from payers to processors and finally to merchants. And what’s their secret to surviving this complexity? Taking a tiny, almost imperceptible, bite of each transaction.

Perhaps you ask yourself: “Why pay for this service? Can’t I just go straight to a card scheme?” That’s a fair question! But picture your IT team, focused on developing your product or fixing a tricky bug. Suddenly, the need arises to add a new payment method. Which task gets priority? Now, escalate the challenge: instead of just Visa, you want Mastercard, plus 140+ alternative payment methods (APMs), as epag offers. Multiply that by the countries you want to reach, each with its own “jungle” of rules and regulations. Before you know it, your IT team is buried under a mountain of complexity, and what started as a simple payment integration has become “The NeverEnding Story”.

That’s where fintechs like epag come in. We do the heavy lifting by connecting you to a massive network of local and international payment methods with full compliance for every country, all under a single integration. This allows you to expand globally, run your business remotely, and your customers will feel like they’re dealing with a local pro, even if you’re miles away. So, would you rather let payment experts carry this load, or channel your inner Jedi and take it on yourself? If it’s the latter, may the force be with you… because you’ll need it!

The Ultimate Alliance for Your Payments

Think of payment orchestrators as the evolution of gateways, capable of smart routing to select the best processor, whether for cost, availability, or even to split payments. At epag, we collaborate with these experts, combining their routing knowledge with our own expertise and access to countless local and international payment methods, all through a single integration. Together, we deliver unmatched LATAM coverage and domain expertise, truly simplifying global payments.

It’s like in “The Hitchhiker’s Guide to the Galaxy”: orchestrators are the guides who navigate the payment universe, while epag acts as the universal connector, streamlining everything behind the scenes. With overlapping roles and expertise, orchestrators often leverage epag’s infrastructure to expand their networks and enhance their services. Together, we create smarter, seamless solutions in the complex universe of payments.

Brazilian Pix in the Travel Industry: The Revolution with epag PIX Turismo

Pix is revolutionizing travel payments, and epag’s Pix Turismo is taking this revolution worldwide. Now, Brazilian travelers can use Pix to pay for hotels, tours, and tickets anywhere on the planet. It’s faster, cheaper, and eliminates hefty credit card fees and the hassle of currency exchange. For merchants, Pix Turismo offers a seamless, fee-free way to accept payments from Brazil’s booming traveler market.

With Pix leading Brazil’s payment revolution and new features like installments on the way, epag ensures businesses worldwide can tap into this opportunity.

“PIX is a Brazilian payment method used by 160 million people, where 71.5 million Brazilians had been included in the financial system through Pix”.

Do you want to learn more about PIX TURISMO?

Our Event Highlights: ATPS Chile 2024

At epag, we value connections and learning. That’s why we’re sharing the highlights from ATPS 2024 in Chile, a leading event for payments and fraud prevention in the global Airline & Travel Industry. Bringing together experts and innovators, the conference explored cutting-edge solutions, from alternative payment methods to advanced fraud prevention strategies, shaping the future of travel. It was a truly enlightening experience for all attendees!

Our colleague Yonathan shared his expertise, sparking an engaging discussion that felt like a chat among peers. The atmosphere highlighted the travel sector’s resilience and the transformative role of alternative payment methods (APMs) and instant payments. The event closed on a high note, showcasing a bright future for travel – and epag is proud to be part of this journey! Want to learn more? Reach out to Yonathan – he’d love to chat!

Connect with us at www.epag.com to explore how we can help your business thrive globally.